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Important BUYER Information

Buying vs. Renting

Posted on Apr 20, 2023 in Important BUYER Information

BUYING VS. RENTING


With today’s interest rates, mortgage payments are often less than monthly rent payments, making home ownership more attractive than ever.  Instead of using your hard-earned money to pay the landlord’s mortgage, you can use the money to buy a home of your own.

Buying a home make sound financial sense and the benefits extend much far...

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Financing – Down Payment, Mortage & Closing Costs

Posted on Apr 20, 2023 in Important BUYER Information

FINANCING – DOWN PAYMENT, MORTGAGE & CLOSING COSTS

Calculate a Workable Home-Buying Budget


If you are thinking of buying a home, don’t start shopping until you know exactly how much you can afford.  You can find your price range by calculating three amounts:

  •     the amount of cash you can put toward the purchase – known as the down-payment
  • the maximum amoun...

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Make a Shopping List

Posted on Apr 20, 2023 in Important BUYER Information

MAKE A SHOPPING LIST


Deciding on a price range is a good start for any home search, but evaluating your wants and needs in advance is the key to a shorter and more productive search. A realistic idea of which features you absolutely must have and the ones you can live without will help you compare homes and choose the one best suited to you and your...

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Deal Yourself a Winning Hand

Posted on Apr 20, 2023 in Important BUYER Information

DEAL YOURSELF A WINNING HAND


Congratulations!  After a careful search, you and your REALTOR® have found the right property for you and your family.  But don’t uncork the champagne yet.  There is still some negotiating to do before you close the deal.

YOU want the best possible terms and the SELLERS wants to get the best price they can too. To some exten...

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First Time Buying – What Kind Can You Afford?

Posted on Apr 20, 2023 in Important BUYER Information

FIRST TIME BUYING – WHAT CAN YOU AFFORD?


Here are some ways to help you determine how much you can afford.

Set a Maximum Price Range – To determine your “afford-ability” price range, you must calculate two amounts: the amount of cash you can afford to put toward the purchase (the down payment) and the maximum amount of loan (mortgage) you can comfort...

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